Lancashire Pensions Services

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2006 Annual Benefit Statements

Frequently Asked Questions Guide

The Local Government Pension Scheme

IMPORTANT

The benefits shown on your statement have been calculated in accordance with the current regulations of the pension scheme. From time to time the regulations are amended by Acts of Parliament. Details of forthcoming proposed changes can be found on this website. We will inform you of any actual changes to the regulations as they occur.

Please note:

• the statement is an estimate of your benefits based on information held on your pension record as at the date of calculation,
• a separate pension record is held for each employment contract that you have,
• if you are a member of the scheme in more than one contract of employment please refer to the pay reference number to see which contract the statement relates to,
• if you have any deferred pension records a separate statement will have been sent to you earlier this year,
• this is not a statement of entitlement, you actual benefits from the pension scheme will be based on your pensionable pay and membership up to the date of retirement.

Information about your statement

• What if I am a member of the scheme in more than one employment? (9.21 KB, Acrobat PDF)
  
  
• What is 'Pensionable Pay'? (11.0 KB, Acrobat PDF)
  
  
• What is meant by 'Working Hours as at calculation date'? (10.4 KB, Acrobat PDF)
  
  
• How are Part-Time and Term-Time membership calculated? (12.1 KB, Acrobat PDF)
  
  
• What is 'Total Membership'? (9.23 KB, Acrobat PDF)
  
  
• I have transferred pension rights from a previous pension provider - how is this reflected in my membership? (9.24 KB, Acrobat PDF)
  
  
• How are additional contributions reflected in my 'Total Membership'? (9.01 KB, Acrobat PDF)
  
  
• I am a married man/previously married man with pre 1972 service but did not elect to pay additional contributions to uprate my benefits. How is my 'Total Membership' affected? (8.61 KB, Acrobat PDF)
  
  
• What is meant by 'Present Value of Benefits as at Calculation Date'? (12.3 KB, Acrobat PDF)
  
  
• What is my Eligible Retirement Date (ERD)? (16.6 KB, Acrobat PDF)
  
  
• What happens to my pension benefits if I leave my employment? (13.5 KB, Acrobat PDF)
  
  
• How will my benefits be adjusted if I work beyond age 65? (10.5 KB, Acrobat PDF)
  
  
• What is meant by 'Value of Death in Service Benefits'? (9.66 KB, Acrobat PDF)
  
  
• Are there any dependants' pensions payable to my family in the event of my death? (9.26 KB, Acrobat PDF)
  
  

If you still have any questions regarding the benefits you are entitled to, please see our Employees Guide or one of our Factsheets may assist you.

Please note that due to the large number of statements being distributed you may experience a delaying if contacting us by telephone and so you may wish to contact us by Fax: 01772 532600 or Email: penservices@pens.lancscc.gov.uk. An enquiry form is enclosed with your statement.

Pension Surgeries are also being arranged at various locations. The dates and locations will be advertised on our website and via posters at various council establishments.